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BOND & TRANSFER COSTS

BOND AFFORDABILITY

BOND REPAYMENTS

Total Amount R

Bond Amount R

Transfer Costs

	Natural Persons	Legal Persons
Transfer Fees	R 0.00	R 0.00
Deeds Office Levy	R 0.00	R 0.00
Transfer Duty	R 0.00	R 0.00
Postage and Petties:	R 0.00	R 0.00
Rates/Levy Clearance	R 0.00	R 0.00
Pro-Rata Rates/Levies	R 0.00	R 0.00
Deeds Office Search	R 0.00	R 0.00
Electronic Document Preparation	R 0.00	R 0.00
Vat @ 15%	R 0.00	R 0.00
TOTAL:	R 0.00	R 0.00

Please note: Most banks charge an administration and initiation fee.
Disclaimer: These calculations are only a guide. Please ask your conveyancer for exact calculations.

Bond Costs

	Natural Persons
Fees	R 0.00
Deeds Office Levy	R 0.00
Postage and Petties	R 0.00
Bank Electronic Connection Fee	R 0.00
Electronic Document Preparation	R 0.00
Vat 15%	R 0.00
TOTAL:	R 0.00

GRAND TOTAL:

Income

Gross Monthly Income R Detail your income

	Main Applicant	Co-Applicant/Surety
Gross Salary	R	R
Commissions	R	R
Housing Subsidy	R	R
Investments	R	R
Rental	R	R
Other	R	R
Total Income	R 0.00	R 0.00

Expenses

Total Expenses R Detail your expenses

	Main Applicant	Co-Applicant/Surety
Bond/Rental	R	R
HP/Loan Instalment	R	R
Credit Cards	R	R
Water & Lights	R	R
Rates & Taxes	R	R
Short Term Insurance	R	R
Life Insurance	R	R
Petrol/Maintenance	R	R
Clothing	R	R
Telephone/Cell	R	R
TV Rental/M-Net	R	R
Vehicle Instalment	R	R
Food/Liquor etc.	R	R
Household Repair	R	R
Domestic Wages	R	R
Medical Costs	R	R
Education	R	R
Entertainment	R	R
Maintenance	R	R
Pension	R	R
Medical Aid	R	R
PAYE Contribution	R	R
UIF	R	R
Total Expenses	R 0.00	R 0.00

Interest Rate %

Loan Term (Years)

Joint Total Income	R 0.00
Joint Total Expenses	R 0.00
Joint Available Income	R 0.00

MONTHLY REPAYMENTS	R 0.00

LOAN AVAILABLE	R 0.00

Loan Amount R

Interest Rate %

Loan Term (Years)